DISCLAIMER. Your home may be repossessed if you do not keep up repayments on your mortgage. Your property may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. Ben Garratt Mortgages & Protection T/A BG Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Ben Garratt Mortgages & Protection, 52 Royds Street, Bury, BL8 3NH. Registered Company Number: 15312664, Registered in England and Wales. The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable in any other country which may have access to it. As with all insurance policies, conditions and exclusions will apply. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £250 for a standard remortgage, £395 for a purchase and £695 for an adverse or debt consolidation.