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Welcome to Ben Garratt Mortgages and Protection

At Ben Garratt Mortgages and Protection, we’re here to guide you through life’s most important financial decisions with confidence and clarity.
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About Us

With over 10 years of experience in financial services, we have a commitment to transparency, trust, and long-term relationships; we work hard to find the right mortgage or protection solution to suit your unique needs. Backed by industry expertise and a dedication to exceptional service, our goal is to make the process simple, stress-free, and successful.

Whether you're buying your first home, moving up the property ladder, remortgaging, or protecting what matters most, we offer tailored advice and personalised support every step of the way.

Start your journey with us today!

What do you need help with?

Mortgages

Protection

What our customers say

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Thank you Ben for helping me secure my first home. As a first time buyer, I couldn't of done it without you. My case was tricky given that I am a contract worker but you did a fantastic job and secured me a mortgage. I am now in my home and have you to thank. So again, thank you 🏠❤️. 100% recommended and I will be using Ben again when I remortgage and also recommending you to people starting their journey. All the best.
Joss Thompson

Contact Us

Our expert adviser is on hand to walk you through your mortgage & protection options and help you make informed, confident choices. Get in touch for a friendly, no-obligation chat
52 Royds Street, Bury, Greater Manchester, BL8 3NH
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FCA Number 1015412
DISCLAIMER. Your home may be repossessed if you do not keep up repayments on your mortgage. Your property may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. Ben Garratt Mortgages & Protection T/A BG Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Ben Garratt Mortgages & Protection, 52 Royds Street, Bury, BL8 3NH. Registered Company Number: 15312664, Registered in England and Wales. The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable in any other country which may have access to it. As with all insurance policies, conditions and exclusions will apply. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £250 for a standard remortgage, £395 for a purchase and £695 for an adverse or debt consolidation.