Protect What Matters Most with Expert Insurance Advice
At Garratt Mortgages & Protection, we believe your home and your loved ones deserve the very best protection. That’s why we offer expert guidance on a range of insurance products, giving you peace of mind no matter what life throws your way. Whether you’re taking out a new mortgage or simply reviewing your existing protection, our team is here to help you find the right cover, tailored to your needs and circumstances. Our advice and support doesn’t just end once your cover is in place, we will continue to be on hand to offer support and advice for any changes that might happen further down the line.
Life Insurance
Life insurance provides financial security for your loved ones if the unexpected happens. It’s designed to help cover outstanding mortgage payments, living expenses, or even future costs like your children’s education. We’ll help you choose the right policy, ensuring your family is taken care of when they need it most.
Critical Illness Cover
A serious illness can turn life upside down, not just emotionally, but financially too. Critical illness cover offers a lump sum payout if you're diagnosed with a specified medical condition such as cancer, heart attack, or stroke. Our team will guide you through the options to ensure you have a safety net in place should the worst happen.
Income Protection
If you’re unable to work due to illness or injury, income protection can help replace a portion of your income, allowing you to keep up with essential living costs and mortgage payments. We'll help you find a policy that fits your occupation, lifestyle, and financial needs, so you’re supported until you’re ready to return to work.
Buildings & Contents Insurance
Your home is likely your biggest investment, so it’s important to protect it inside and out. We offer advice on comprehensive buildings and contents insurance to cover damage, theft, and unexpected events like floods or fires. Whether you're buying a new property or just want to review your current policy, we’ll make sure you’ve got the right level of protection in place.
What our customers say
We used Ben for a buy-to-let mortgage, and his professionalism and knowledge of the available products were excellent. He provided us with well-informed advice on the best options for our circumstances and maintained great communication throughout the entire process until completion.
We highly recommend his services and will definitely be using him again.
Paul O'Donnell
Let’s secure your future today
Our expert adviser is on hand to walk you through your protection options and help you make informed, confident choices. Get in touch for a friendly, no-obligation chat
FCA Number 1015412
DISCLAIMER. Your home may be repossessed if you do not keep up repayments on your mortgage. Your property may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. Ben Garratt Mortgages & Protection T/A BG Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Ben Garratt Mortgages & Protection, 52 Royds Street, Bury, BL8 3NH. Registered Company Number: 15312664, Registered in England and Wales. The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable in any other country which may have access to it. As with all insurance policies, conditions and exclusions will apply. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £250 for a standard remortgage, £395 for a purchase and £695 for an adverse or debt consolidation.